What Benefits Does Medicare Provide?

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If you are eligible for Medicare, you can choose from a range of health plans. The Original Medicare Plan is available in all locations. However, not all of the other choices may be available in your area. A “Medicare Personal Plan Finder” is available online at www.medicare.gov to help you choose the plan in your area that’s best for you.

Medicare's publication "Medicare & You" explains the rules about which health care services and supplies Medicare covers, what specific benefits you can get, and when you can get them. It also explains how much Medicare pays for each service, and how much you pay.

2017 Medicare Deductibles and Copayments

Each year, the U.S. Department of Health and Human Services, Center for Medicare & Medicaid Services reviews and revises Medicare's deductibles and copayments. The 2017 deductibles and copayments are shown below.

Medicare Part A (Hospital Benefits)

2017 Annual Hospital Deductible

$1,316

Daily Copayment for the 61st through the 90th Day of In-Hospital Care

$329

Daily Copayment for the 91st through the 150th Day (60-Day Lifetime Reserve) of In-Hospital Care

$658

Daily Copayment for the 21st through the 100th Day in a Skilled Nursing Facility 

$164.50

Medicare Part B

Annual Part B Deductible

$183

Medicare Part D

Part D Income-Related Monthly Adjustment Amount (D-IRMAA)

$13.30 to $76.20

Medicare Part A (Hospital Benefits) For 2016
Annual hospital deductible $1,288
Daily copayment for the 61st through the 90th day of in-hospital care $322
Daily copayment for the 91st through the 150th day (60-day lifetime reserve) of in-hospital care $644
Daily copayment for the 21st through the 100th day in a skilled nursing facility (following a hospital stay of at least three days) $161
Medicare Part B  
Annual Part B deductible $166
Medicare Part D  
Part D Income-Related Monthly Adjustment Amount (D-IRMAA) $12.70 to $72.90